Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public. Mark is an expert in investing, economics, and market news.

Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of experience as a business executive. He is a professor of economics and has raised more than $4.5 billion in ...

The problem with most budgets is they don't work. While they look at a typical month's spending, what about birthdays, that dentist visit and other one-offs? This guide gives you some helpful tips and ...