Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

See the benefits and limitations, plus a cost analysis.

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

A million-dollar life insurance policy provides a death benefit of $1,000,000 to designated beneficiaries. This payout is typically used to replace income, cover debts, fund long-term expenses, and ...

As you age and your income sources become less robust, it's natural to look for ways to reduce expenses, not add to them. For seniors in today's economic climate, in which inflation and credit card ...