Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

A poor credit score reflects poorly on not only a person's finances but even his character. Therefore, if you are someone who has a poor credit score you need to clear your name and ensure that you ...

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Buying a car or applying for credit? To check your creditworthiness, lenders will look into your credit scores. You’re likely familiar with your FICO Score, but what’s your VantageScore and why is it ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

A credit score plays an important role in determining the interest rate offered on a home loan. Borrowers with strong credit scores are seen as lower risk ...